Financial Planning

Sensex crossed 29000, What Next ?  Every time sensex crosses new numeric level, the same question arises in everyone's mind, right? At 9000 sensed level suddenly we all feel, it will go to almost zero and heard someone saying market will get close one day, but it didn't happened ? Right ? Same way now at 29000 level, people feel it will cross 30,000 and then cross 1,00,000 soon ? Really ? Can you predict the same ? Businesses do not stop like that. So how this numbers really comes from ?

HDFC Equity Fund  SIP Investments Since Inception 15 year SIP 10 year SIP Total Amount Invested (Rs.) 11,35,000 9,00,000 6,00,000 Market Value as on November 29, 2013 (Rs.) 1,56,69,501.07 60,55,473.21 13,40,883.44 Returns (Annualised)*(%) 23.72% 22.68% 15.37% Market Value of SIP in Benchmark# (Rs). 43,43,412.04 27,30,778.04 9,80,754.62 Benchmark Returns (Annualised)(%)# 12.71% 13.60% 9.50% Market Value of SIP in Additional Benchmark# # (Rs).                 41,00,695.35                26,56,395.51 10,44,771.41 Additional Benchmark Returns (Annualised)(%)# # 12.20% 13.28% 10.69%

Liquid Vs Liquid Plus Scheme Sr No Particulars Comparison Liquid Liquid Plus 1 Maturity of Papers 9 to 30 Days 90 to 150 Days 2 Nav / Investment Dates if you give a transfer before 2pm, you will get previous day NAV which will give you 1day return extra No Such Provision for the same 3 Risk Considered as Less Risky as maturity days of papers are less Considered as More Risky & Volatile than liquid funds as Maturity of papers are high 4 Mark to Market No Mark to Market (Every day Valuation) as valuation is done on daily basis Valuation to be done on Mark to market basis as maturity of the paper is high 5 Credit Qualities of Portfolio Credit Qualities of Paper are superior than liquid plus - (Tbills & AAA Portfolio) Credit qualities of p...

Hi .. I am your SIP .. My Full name is Systematic Investment Plan ... I don’t exactly remember how & when was I born nor do I remember who gave me my name but if my memory serves me right it’s been more than 15 years since the time I was born. My father is Equity & Mutual Fund is my mother. You all know my cousin brother quite well I suppose. Born to Govt Securities & Bank, he is much older to me & a favorite of mostly all Indian households.

Power Of Compounding:- “Interest of Interest ” As stated by Mr. Albert Einstein: - “The most powerful force in the universe is compound interest” One of the most basic premises of investing is that your money should multiply manifold over time and this  multiplication of money growing is called as “Power of Compounding” Compounding refers to the re-investment of income at the same rate of return to constantly grow the principle  amount year after year,  This is the most important aspect to build long term wealth.