Financial Planning

Sensex crossed 29000, What Next ?  Every time sensex crosses new numeric level, the same question arises in everyone's mind, right? At 9000 sensed level suddenly we all feel, it will go to almost zero and heard someone saying market will get close one day, but it didn't happened ? Right ? Same way now at 29000 level, people feel it will cross 30,000 and then cross 1,00,000 soon ? Really ? Can you predict the same ? Businesses do not stop like that. So how this numbers really comes from ?

Retirement planning? ohh!! Are you kidding? i am just 32 Years old. I was asking my one of the prospect. Sir, what are your plans when you retire? What kind of amount you would like to have? some question - answers :- Q - I am just 32 Years of age.....still lot of time in retirement. Why should I do it now? My Reply  :- Sir, when you have time on your side, you earn more on the money you invest, like Capital + Interest + Interest of Interest :)  its call as power of compounding.