Financial Planning

 The COVID-19 pandemic brought unprecedented challenges to nations around the globe, including India. However, the resilience and adaptability displayed by the country position it for a robust growth story in the aftermath of the pandemic. Several factors contribute to India's positive trajectory, ranging from economic reforms to advancements in technology and a renewed focus on healthcare. One of the immediate impacts of the pandemic on India was a contraction in economic activity. Lockdowns and disruptions in supply chains led to a temporary slowdown. However, the Indian government responded with a series of measures to mitigate the economic fallout. The Atmanirbhar Bharat (Self-Reliant India) package, announced to support various sectors, aimed at boosting domestic production and consumption. The pandemic accelerated the pace of digital transformation in India. With restrictions on physical movement, there was a surge in digital adoption across sectors such as education, healthc

"Investing in India: Unlocking Tremendous Growth Opportunities for the Next Decade"   In the ever-evolving landscape of global investments, India emerges as a beacon of opportunity, promising tremendous growth for astute investors in the coming decade. As the nation harnesses its demographic dividend, implements strategic reforms, and positions itself at the forefront of technological advancements, the investment landscape in India becomes increasingly attractive. In this narrative, we explore the compelling reasons why investing in India could yield substantial returns and play a pivotal role in a diversified global portfolio.   1. Demographic Dividend:   One of India's most significant strengths lies in its demographic dividend – a youthful population that is not only expanding the labour force but also creating a robust consumer market. With a median age significantly lower than that of many developed economies, India is poised to capitalize on this demographic advanta

This email is to provide you with an update on progress made in the winding up process. Franklin Templeton Trustee Services Pvt. Ltd., as advised by SEBI pending unitholder vote, and as desired by the Trustees for the duration of the winding up period, today announced the appointment of an independent advisor to work together with Franklin Templeton Asset Management (India) Pvt. Ltd (the AMC), to assist the Trustees in monetizing portfolios of the six schemes that are being wound up. The Trustees have appointed Kotak Mahindra Bank, who, through its Debt Capital Markets team, will work closely with the Franklin Templeton Trustees, to assist with all portfolio actions in these six schemes that are being wound up. These actions will be limited to the below-mentioned schemes. Franklin India Low Duration Fund  Franklin India Dynamic Accrual Fund  Franklin India Credit Risk Fund  Franklin India Short Term Income Plan  Franklin India Ultra Short Bond Fund  Franklin India Income Oppo

આત્મ   નિર્ભર   ભારત  :-  નાણાં   મંત્રી   નિર્મલા   સીતારામને બુધવારે  20  લાખ   કરોડના   રાહત   પેકેજ   ની   માહિતી   આપી   હતી . આવક   વેરો   ભરવા   ની   તારીખ  3  મહિના   માટે   આગળ   વધારવા   માં   આવી નાના   અને   માધ્યમ   વર્ગ   ના   ઉદ્યોગો   ને  (MSME)  3  લાખ   કરોડની   લોન -  લોન   ચાર   વર્ષ   માટે   અપાશે -  એવા   ઉદ્યોગોને   મળશે ,  જેની   બાકી   ચૂકવવાની   નીકળતી   લોન  25  કરોડથી   ઓછી   હોય   અને   ટર્નઓવર  100  કરોડથી   વધારે   ન   હોય . - 10  મહિના   સુધી   લોન   ચૂકવવામાં   છૂટ   મળતી   રહેશે -  લોન   એપ્લાય   કરવા   ની   છેલ્લી   તારીખ  31/10/2020  છે -  કુલ  45  લાખ  MSME  ને   ફાયદા   કારક   નિર્ણય ,  ઝેરો   ખર્ચ   પર    -  સારા  MSME  માટે  50  હજાર   કરોડનું   ફન્ડ   ઓફ   ફંડ   બનાવા   માટે   નો   પ્રસ્તાવ .  -  તમામ   નાના   ઉદ્યોગોને   સામેલ   કરવામાં   આવશે . -  માઈક્રો   ઈન્ડસ્ટ્રી   માટે  25  લાખથી   વધારીને   રોકાણ  1  કરોડ   કરવામાં   આવ્યું . -  સ્મોલ   ઈન્ડસ્ટ્રી   માટે  10  લાખ   કરોડ   સુધીનું   રોકાણ   અને  50  કર

IN THE END IT’S ALL ABOUT INDIA  we are approx. a country of 130 crore people, we are #India  it’s a little slow down, it’s not the end of the world our Growth is slow right ? but we are still the fastest growing economy in the world with such a big population  remember one thing, people talk about that super power AMERICA ? all the top executives of that country are  I_N_D_I_A_N,  and I feel proud  once the consumption is going to rise- it will be unbelievable compounding   RBI already has factored in all the possibilities and trust me things will be fine soon, RBI has given a dose of injection to a patient and they will take care in future too. remember we (economy) were onetime in the ICU, now we are on track at home (just for 21 days) everyone is talking about #INDIA, in a positive way that we are fighting with CORONA in an effective manner and proud of Mr. Modi & team on the same- we needed the leader in past 60 years and we have it now- we must support him in all

--> We have had a terrible time in the markets. It is true that the current environment remains challenging due to macro-economic headwinds. Over the past many years, financial markets have gone through multiple phases of ‘risk-on’ and ‘risk-off’ environment. (1) Be your own judge:  Develop a philosophy. Take your time, understand the product and, then, proceed.  And, once you make the decision, be prepared to change course. “Be fearful when others are greedy, and be greedy when others are fearful”. Following the principle, falling markets gives an opportunity to invest in lower NAVs of promising funds. (2) Trust the expert:  Seek the advice of a Financial Planner for a better choice of funds. It helps you in creating a road map for reaching your goals. This will help you in identifying, quantifying the current financial needs and how you can achieve these goals in a disciplined manner. (3) A Patient & Disciplined investment ap