Financial Planning

--> We have had a terrible time in the markets. It is true that the current environment remains challenging due to macro-economic headwinds. Over the past many years, financial markets have gone through multiple phases of ‘risk-on’ and ‘risk-off’ environment. (1) Be your own judge:  Develop a philosophy. Take your time, understand the product and, then, proceed.  And, once you make the decision, be prepared to change course. “Be fearful when others are greedy, and be greedy when others are fearful”. Following the principle, falling markets gives an opportunity to invest in lower NAVs of promising funds. (2) Trust the expert:  Seek the advice of a Financial Planner for a better choice of funds. It helps you in creating a road map for reaching your goals. This will help you in identifying, quantifying the current financial needs and how you can achieve these goals in a disciplined manner. (3) A Patient & Disciplined investment ap